Many people are confused by the differences between Medicare Supplement Plan A and Medicare Part D. They are both similar to other insurance plans but have differences that may be of interest to you. One important thing to realize about all Medigap policies (including Plan N) is they do not cover prescriptions. This is why it is important to talk to your doctor on a regular basis so you can be aware of any changes in your medications or treatment. Part D will cover some prescription medications and certain nursing home services, but not all. You should talk with your doctor to be sure you will be covered for a service you need. This link –mymedicaresupplementplan.org/medicare-supplement-plan-n/
What Does This Mean to You?
Another important difference is that Medicare Supplement Plan N often does not cover co-pays or deductibles for some of the services. Although this sounds like it would be convenient, in most cases you will still be responsible for the full amount of the service, even if you have coverage through another source. If you go to a different provider than what your original plan covered, Medicare may change the prices the provider charges on co-pays and deductibles and may end up covering fewer services. Medicare Supplement Plan N may also limit the number of days you are allowed to enroll in the plan. In addition, you will only be allowed to use the plan for services received from within the United States. Medicare Supplement Plan N policies are usually purchased monthly, which makes it difficult for people outside the United States to get coverage.
One of the best ways for you to ensure that you are getting the Medicare supplement plan n coverage you need is to talk with a Medicare representative before the enrollment period begins. If you know of any medications you take or any other information regarding your health, it is always a good idea to discuss these things with your personal health care provider. This way, your physician can fill you in on any information that could help you avoid problems with the Medicare part A and part B programs. Although the Medicare supplement plan or plans may seem confusing at first, there are many resources that you can use to learn more about this program. Knowing as much as possible about the ins and outs of Medicare supplement plan n before enrollment is the best way to ensure that you and your family have access to the medical care you need.